Home-improvement financing

Get your project financed.

One short application, matched to real lenders — checking your options won’t affect your credit score.

01 / The applicant journey

Four steps. No account. No surprises.

01

Fill one short form

A homeowner opens the contractor’s branded link and answers a few questions — about a minute.

02

We fan it across lenders

A soft check routes the application through the waterfall — no impact to their credit score.

03

Pick a real offer

The applicant sees actual terms from a matched lender — not an estimate — and chooses.

04

Lender pays the contractor

Funds go straight from the lender to the contractor. Golt never touches the money.

02 / The honest version

We’d rather state our limits than bury them.

01

A platform, not a lender

Independent lenders set rates, decide approvals, and fund loans.

02

Soft check — no score hit

Seeing options never affects your customer’s credit score.

03

Golt never moves money

Funds go lender → contractor. We only track status.

04

PII encrypted

SSN and DOB are encrypted; the app is noindex by design.

Ready to see real offers?

No account. No credit-score hit to check. Golt is a platform, not a lender — and it’s free for contractors to offer.